Financial Strategist

@ IMA Financial Group

IMA Financial Groupimafinancialgroup.com

Financial Strategist

Posted 4 days ago

About the job

The Richards Group, an IMA company, focuses on benefits strategy, financial modeling, and client consulting for self-funded plans. We value technical skills, collaboration, and client communication, offering flexible remote work near VT/NH locations. Join us to help clients optimize benefits.

Requirements

4+ years related experience
Strong financial analysis skills
Experience with self-funded plans
Proficiency with MS Office
Effective communication skills

Qualifications

College degree preferred
Attention to detail and collaborative
Knowledge of market trends
Ability to handle multiple projects
Licenses in Life/Health beneficial

Full job description

The Richards Group, an IMA Company is seeking a Financial Strategist to join our growing team. This role is a great fit for someone who enjoys translating complex financial data into clear, client-ready insights and wants to play a meaningful role in helping clients make informed decisions around their benefits strategy.

In this position, the Financial Strategist will independently support core financial modeling, claims projections, IBNR analysis, and strategic renewal analysis for self-funded and level-funded clients. This person will also consult on stop-loss programs and funding strategies, support financial negotiations with carriers and vendors, and begin representing the Financial Strategy function in client discussions.

The ideal candidate will bring strong technical analysis skills, a consultative approach, and a service-oriented mindset. We are looking for someone who is detail-oriented, collaborative, and comfortable communicating financial analysis to both internal partners and clients. Experience with self-funded plans, market trends in funding and pricing, and peer review processes will be especially helpful in this role.

This position offers flexibility, including the option to work remotely. Because we value in‑person collaboration for training, client support, and strategic meetings, qualified candidates must live within reasonable travel distance to one of our VT or NH locations.

ESSENTIAL JOB RESPONSIBILITIES include but are not limited to:

Supports and demonstrates IMA’s core values

Values and understands the importance of diversity, equity, and inclusion among all IMA associates

Interacts professionally and timely with internal and external clients via email, phone and in-person

Marketing/RFPs

Prepares and manages RFP for all self-funded TPA and stop loss submissions to market with Client Executive direction

Collects, manages, and reviews proposals on self-funded TPA and stop loss marketing events

Updates marketing results into spreadsheet ensuring accuracy to be used internally and in client presentation

Renewals

Initiates review of fully insured medical, and self-funded TPA and stop loss renewals, including plans, cost, contributions and contract terms

Provides recommendations to client regarding renewal analysis

Partnership & Negotiation

Negotiates with carriers based on client’s targeted goals

Maintains ongoing relationships with carrier and vendor partners

Underwriting & Analysis

Provides analysis for benchmarking, contribution, disruption, network, stop loss deductible and GeoAccess analysis

Provides underwriting cost projections for self-funded medical/Rx, dental, and vision products.

Develops and communicates self-funded IBNP analysis to client

Assesses proper risk and funding structures such as fully insured vs. self-funded analysis, and presents findings to client to align with client goals

Reporting

With minimal guidance, analyzes data for inconsistencies and trends

Provides a written and oral summary of findings to Client Executive

Builds and customizes reports to fit client needs

Presentation

Prepares client presentations and presents in front of client with provided direction from Client Executive

Training & Mentorship

Provides mentorship to analysts and performs technical review of work

REQUIRED EXPERIENCE AND SKILLS include but are not limited to:

4+ years of similar or related experience

Prefer college graduate, 4-year degree or equivalent experience

Proficiency with MS Office Suites

Attains Life and Health license & maintains through continuing education requirements

Limited travel required (less than 25%)

Understands concepts of underwriting and actuarial computations

Analyzes and interprets data

Effectively manages multiple projects while meeting timelines

Ability to be firm and persuasive when needed, while maintaining good relationships

Handles confidential information with tact and discretion

Salary Range

$54,000—$67,500 USD

Compensation & Benefits

Being a part of IMA has its benefits. When you become part of the IMA family, you become eligible to take part in our valuable benefits and rewards package designed to benefit you, your family, and your life. Our plans are cost-effective, convenient and provide progressive ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life. This role is eligible for the following:

Annual Performance Bonus, Stock Purchase, Medical Plans, Prescription Drugs, Dental, Vision, Family Assistance Program, FSA, HSA, Pre-Tax Parking Plan, 401(k), Life/AD&D, Accident, Critical Illness, Hospital Indemnity, Long Term Care, Short-term Disability, Long-term Disability, Business Travel Accident, Identity Theft, Paid Time Off, Flexible Work Options, Paid Holidays, Sabbatical, Gift Matching, Well-Being Stipend, Personal and Professional Development. In addition to our robust benefits package, the final offer amounts will depend on a variety of factors, including the candidate’s geographic location, prior relevant experience, and their knowledge, skills, and abilities.

*These benefits do not apply to internship roles.

Why Join IMA?

We’ve built a reputation for putting our associates first

What if we told you that you could be an integral part of an entrepreneurial, expanding company, develop lasting relationships, earn competitive benefits, plus claim part ownership? It’s this unique ownership business model that makes working at IMA so appealing.

We work in teams. We sell in teams. We win and prosper as a team

We provide support systems and resources that enable each of our associates to focus on what they do best. And as an independent company based in the Midwest, we’re big enough to write business all over the world and small enough to implement your ideas quickly.

We are recognized nationally as a leader in our industry

2020-2023 Business Insurance Magazine Best Places to Work in Insurance
2023 Inc. Magazine’s Best Workplaces
2023 Denver Business Journal’s Best Places to Work
2022-2023 Connecticut Top Work Places
2021-2023 Inc. 5000’s List of Fastest Growing Companies
2019-2022 Civic 50 Colorado Honoree Recognizing 50 Most Community-Minded Companies
2022-2023 Kansas City Business Journal’s Best Places to Work
2021-2023 Charlotte Business Journal’s Best Places to Work
2021-2023 Los Angeles Business Journal’s Best Places to Work
2021-2023 The Salt Lake City Tribune Top Work Places
2021-2022 Puget Sound Business Journal’s Washington’s Best Workplaces
2021-2022 Wichita Business Journal’s Best Places to Work, #1 in extra-large category
2021 Dallas Business Journal’s Best Places to Work
2021 Alaska Journal of Commerce’s Best Workplaces in Alaska

This Job Description is not a complete statement of all duties and responsibilities comprising this position.

The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.

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