AVP, Portfolio and Operations Analyst

Wintrust Asset Finance is an equipment-focused financing group that offers sophisticated loan and lease products to commercial companies throughout the country in a wide range of industries, including transportation, construction, manufacturing, energy services, aviation, and turn-key property, plant, and equipment, among others. Wintrust Asset Finance is an affiliate of Wintrust, a financial services company with more than $66 billion in assets.

Why join us?

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 8 years) and Employee Recommended award by the Globe & Mail (past 6 years)
• Competitive pay and discretionary or incentive bonus eligible
• Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
• Family-friendly work hours
• With 175+ community bank locations, we offer opportunities to grow and develop in your career
• Promote from within culture

Why join this team?

• We have a culture that encourages an entrepreneurial spirit
• We offer multiple opportunities for development and upward mobility

What You'll Do:

The AVP, Portfolio and Operations Analyst is responsible for the Portfolio acquisition process from opportunity identification through booking and post-booking audit. In addition, the role serves as a subject matter expert for complex funding transactions, providing advanced operational expertise in the review, coordination, documentation, and funding of commercial equipment finance and lease transactions. The position exercises a high degree of independent judgment, mitigates operational and regulatory risk, resolves complex transaction and documentation issues, mentors team members, and drives continuous process improvement while ensuring compliance with bank policies and regulatory requirements.

Portfolio Acquisition Process

• Lead end-to-end execution of portfolio acquisition transactions, partnering with Originators and key stakeholders to drive timely, accurate closings.
• Coordinate portfolio underwriting and approval activities, serving as the primary liaison between Originations, Credit, and Operations.
• Ensure portfolio data integrity, system onboarding, and compliance with internal policies and procedures.
• Validate transaction structure, purchase pricing, and funding requirements prior to closing.
• Oversee preparation, execution, and maintenance of acquisition documentation and related transaction records.
• Direct funding, booking, and post-close activities to ensure operational accuracy and risk mitigation.
• Manage post-acquisition portfolio administration, including documentation updates, amendments, and resolution of outstanding issues.

Complex Transaction Review & Funding

• Independently review complex commercial loan structures and funding packages.
• Interpret credit approvals and legal documentation.
• Validate funding conditions and authorize funding readiness.
• Resolve complex documentation and funding issues.
• Ensure compliance with approved credit structures and regulatory requirements.

Funding Leadership

• Lead coordination of complex funding transactions.
• Partner with relationship managers, credit administration, legal counsel, operations, and vendors.
• Execute high-dollar domestic and international wire transfers of funding transactions.
• Serve as escalation point for funding questions.

Risk Management & Operational Excellence

• Identify operational, compliance, and documentation risks.
• Recommend solutions to mitigate funding risk.
• Lead quality reviews of funding transactions.
• Support internal audits, regulatory examinations, and quality assurance reviews.
• Ensure compliance with OFAC, BSA, AML, consumer regulations, and internal controls.

Process Improvement & Leadership

• Lead funding process improvement initiatives.
• Develop procedures and best practices.
• Train, mentor, and coach Funding Specialists.
• Participate in system implementations and workflow enhancements.
• Serve as subject matter expert on funding operations.

Qualifications:

• 4+ years of commercial lending, funding, loan operations, or credit administration experience.
• Advanced experience reviewing commercial loan documentation.
• Experience handling complex funding transactions.
• Bachelor’s degree or equivalent
• Advanced Computer Skills

Benefits:

Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance

Compensation:

The estimated annual salary range for this role is $85,000- $98,000, along with eligibility to earn quarterly bonuses. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills, and experience.

#LI-Hybrid

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life.  To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success.  Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.